I am deeply concerned that the American public, specifically our nation’s elders, will be relying on our government to present long term care solutions they will in no way see. They will only see the “smoke and mirrors” of Wellness Care Reform.
Our nation’s seniors are the most vulnerable segment of the U.S. population vulnerable each health smart and financially. They’re silently discovering the savings they believed would be sufficient is not adequate. They are silently fearful of operating out of money with no a single to care for them as they develop into a lot more frail. The silence is about to develop into deafening.
Regrettably, when Well being Care Reform proudly announced New Extended Term Care Solutions, it discouraged several American’s from acquiring Lengthy Term Care Insurance.
The New York Instances reported on ‘Options Expand for Very affordable Lengthy-Term Care’ THE NEW OLD AGE. The Connected Press announced ‘New Health Care Law Has Positive aspects for Seniors’. Point being, the casual reader was relieved to hear their government will “take care of them” when they require lengthy term care services. We now know that is not about to occur.
Luckily our representatives in Washington found that Overall health Care Reforms answer to the trouble of Long Term Care, “CLASS”, (Community Living Assistance Services and Supports Act) legislation would have been fiscally unsound. $70 billion in premiums that was expected to be raised for the new “lengthy term care” program would have been counted as “deficit reduction”. The extended term care benefits it was intended to finance had been assumed not to materialize in the initially ten years. Even so, that cash was not accounted for anywhere in the legislation.
The new legislation proposed to “trim” $463 billion from Medicare. But Medicare is at present having difficulty balancing its books nowadays. Yet, why does the wellness care bill tell us Medicare can operate additional cheaply going forward with no the accompanying reforms?
Our national media gave enormous fanfare to the CLASS ACT when it passed. However the media has provided the CLASS ACT’s demise small interest. Now what?
Projections show that the federal deficit is expected to exceed $700 billion annually more than the next decade. This basically will double the national and $900 billion represents interest on preceding debt. Would the CFO of any big corporation in the United States permit the firm he worked for to end up in this form of monetary position? Certainly not.
Our officials in Congress have been elected to defend the ideal interests of the American persons. “Robbing Peter to spend Paul”, and once once again printing far more currency, has turn out to be our government’s mantra for the future. However the magnitude of the mismanagement of America’s purse strings has now reached an unconscionable state.
The United States of America can’t continue to mismanage its monetary future. Future Congresses will have to provide a multitude of future reforms and, regrettably, history tells us THAT will never ever take place. Proposals for financing overall health reform have been based on more “smoke and mirrors”. The “Cadillac” tax is scheduled to start in 2018.
The overall health care legislation that has been forced on each and every a single of us is identified to be fiscally unsound. Where do we go from right here? It really is as well quick to point the finger at the President and his administration. However Congress owns the responsibility of passing Wellness Care Legislation. And www.safehandsliveincare.co.uk/live-in-care-cost/ is the challenge.
The 535 voting members of Congress shared the responsibility equally. If one clear thinking, intelligent, honorable Congressman had the entire duty for Well being Care Reform, he or she would not have forced a fiscally unsound Health Care Reform Bill down our throats.
Now let’s once more evaluate how Wellness Care Reform will perform against our senior citizens.
A most recent government report identified that in 2000 there have been 1.eight million offered nursing household beds. As the year 2010 came to a close, there have been 1.7 million nursing residence beds a net five % reduction in obtainable beds. And, there are no new nursing homes becoming built.
Today there’s significantly less than 1.five million Americans confined to nursing houses. Reportedly 10 % of these nursing houses are operating under bankruptcy protection. It’s nicely recognized that most of these facilities are understaffed and quite a few do not have competent assist.
Subsequent, let’s contemplate that the Alzheimer’s Association tells us the likelihood of developing Alzheimer’s just after age 85 is 50 percent. By 2030, they inform us that the quantity of men and women age 65 and older with Alzheimer’s disease is estimated to attain 7.7 million, a 50 % boost from the five.two million age 65 and older currently impacted.
The logical question I must ask is “if we cannot take adequate care of 1.five million men and women right now, how can we possibly take care of 7.7 million folks in 2030?” We can’t. A lot more merely put, when you or your spouse or your parent has Alzheimer’s, there is no location for them to go. Not to be cruel, but if you ever consider for a moment about taking in an aged parent with Alzheimer’s into your home, please consider once more. Ask any caregiver who’s been through it. It is Guaranteed to destroy any families’ peace of thoughts and harmony.
Why aren’t our political leaders actively working on options? Where’s the outcry? Regrettably our political leaders only align themselves with solvable complications.
America’s seniors became additional hopeful reading that Overall health Reform will enable them with added Extended Term Care services. And we now know THAT is not going to happen. There are no plans in place to aid our nation’s seniors assume they’ll acquire the comfort and dignity of sufficient lengthy term care solutions. What is worse is the silence shared by all our political leaders. The silence is now deafening.